05:02 PM ET  09.04 | Follow Up to All Stud Fantasy Team.

QB- David Garrard,
RB- Jonathon Stewart,
WR- Anthony Gonzalez, DJ Hackett,
TE- Vernon Davis,
Defense- Houston Texans

Analysis

QB- Garrard may finish as a top 10 QB by the end of this year. His ability to rack up solid yards, with 1-3 TDs a week makes him a decent pick. But for gravy, he throws interceptions at a rate of less than 1, and can get yards and points with his legs.

RB- Stewart is practically staring at the starting RB job in Carolina. With the Panthers focusing more on the run, Stewart will be the red-zone guy with Foster gone. Carolina will look to go to the philosophy back in the Fox SB days by pounding the ball. On top of that, he's been very good in the preseason.

WR- Gonzalez showed signs last year of a player on the rise. Now even with a healthy Marvin Harrison, he's still on the rise. Moving him back to the slot, he may show a bit of how Wes Welker was last year as he may face linebackers. On top of that, Peyton loves him, and while Wayne and Harrison may be against the top CBs, he will have room to roam the middle of the field.

DJ Hackett was a bust in Seattle. But a change of scenary defiantly helps. I just got done telling you about the Panthers running attack. But they have a healthy Delhomme this year so their passing game will be more efficent. Hackett can put up TDs and has Steve Smith on the other side of him so he will most likely not face the top CB.

TE- Vernon Davis has been the sleeper pick his entire life. Being the 6th overall pick 3 years ago, he's never matched or exceed the predictions for stardom and an elite tight end. This is the year. Why? Mike Martz is running the offense. JT Sullivan has no real WR and as a first time QB will look Davis first especially around the red zone.

Defense- Houston's defense is improving by year. With Mario Williams emerging as a elite pass rusher, the sacks should only go up. They are young and fast and can get at the QB. On top of that, they had 4 kick return touchdowns last year. They may give up points, but they are young, force turnovers, and do well on special teams.