Hawaii and West Virginia
I'm not sure if they are the best teams in the country, but I feel they are the most deserving, Hawaii for going undefeated to this point, and West Virginia for keeping a one loss record in a semi-tough division. The reason I don't have Missouri in the Championship is because I think they will lose to Oklahoma, and I'm not a big fan of Mizz. I'm not a fan of WV, or Hawaii either, but Hawaii deserves it for their undefeated record like Boise State last year. I hope WV makes it, because I would like the matchup of these two teams.
Imagine it, two great offenses that are different in so many ways. Hawaii led by Colt Brennan, and the Shootout offense, which passes it's way to victory. Then there's the WV team, which I find to be one of the best rushing teams in the nation. They use their spread offense to run effectively to set up the pass which has helped Pat White's 69% completion percentage.
This game would have a lot of points, and would go down to the wire, please post the teams you would like to see in the Championship game below, I'd like to hear from other fans.